Rates as of July 29, 2010
Vehicle Loans Term Rate APR*
Auto
2008 to 2010 Up to 36 Months 3.49 3.49
2008 to 2010 37 to 60 Months 3.90 3.90
2008 to 2010 61 to 72 Months 5.90 5.90
2008 to 2010 73 to 84 Months 6.90 6.90
 
2006 to 2007 Up to 36 Months 3.99 3.99
2006 to 2007 37 to 60 Months 4.99 4.99
2006 to 2007 61 to 72 Months 6.99 6.99
 
2003 to 2005 Up to 36 Months 4.99 4.99
2003 to 2005 37 to 60 Months 5.99 5.99
2003 to 2005 61 to 72 Months 7.99 7.99
 
2001 to 2003 Up to 36 Months 5.99 5.99
New Motorcylce
New Motorcycle (2009 & 2010) Up to 36 Months 7.99 7.99
New Motorcycle 37 to 48 Months 8.49 8.49
New Motorcycle 49 to 60 Months 8.99 8.99
Used Motorcycle
Used Motorcycle (2005-2010) Up to 36 Months 8.49 8.49
Used Motorcycle 37 to 48 Months 8.99 8.99
Used Motorcycle 49 to 60 Months 9.49 9.49
New Boat
New Boat (2009 & 2010) Up to 84 months 9.25 9.25
Personal Loans Term Rate APR*
Personal Signature Loan (<= $7,500.00) Up to 60 Months 8.99 8.99
Personal Signature Loan (> $7,500.00) Up to 60 Months 10.99 10.99
Variable Quick Draw Account - (line of credit) up to $10,000.00 5.00 5.00
Secured Loans Term Rate APR*
CD Secured Up to 60 Months Rate +2.0 Rate +2.0
Shares Secured Up to 36 Months 4.50 4.50
Shares Secured 37 to 48 Months 4.75 4.75
Shares Secured 49 to 60 Months 5.00 5.00
Credit Cards Value Rate APR*
ARC VISA (secured) 100% of value 7.90 7.90
ARC VISA (unsecured) up to $10,000.00 9.99 9.99
Mortgage Loans Term Rate APR*
First Mortgage Loans
First Mortgage 5% Down 30 Year Fixed   4.375^
First Mortgage 5% Down 15 Year Fixed   4.000^
First Time Homebuyer Mortgage 30 Year Fixed   5.375^
Second Mortgage Loans
Second Mortgage Up to 180 months Contact ARC
Short term Second Mortgage Up to 120 months Contact ARC
Home Equity Loans
Home Equity Fixed Rate 5 years 3.99

SPECIAL

Home Equity Fixed Rate 10 years 4.24

SPECIAL

Home Equity Fixed Rate 15 years 4.49

SPECIAL

Home Equity Fixed Rate 20 years 5.49

SPECIAL

Home Equity Line-of-Credit 20 years 4.00  
Home Equity Line-of-Credit   2.99

INTRO

  • All information subject to change at any time.
  • Loan rates may be based on credit score
  • *Annual Percentage Rate (APR)
  • ^Rate as of 7/22/10.  Rates have the ability to adjust daily.  Additional restrictions apply.  Please call for more details.
  • SPECIAL - $10,000 new money required.  Contact our loan department for the complete disclosure.
  • INTRO - 2.99% APR for 1 year from disbursement date, after which the loan will revert to the base rate.  Contact our loan department for the complete disclosure.