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Simply click on any of the categories listed to view the rates. Click on the printer and you will get a printable version of our current rates. Hide All Show All   Consumer Loans      Consumer Loans Rate APR* CD Secured - Up to 60 Months Rate +2.0 Rate +2.0 New Auto (2007 & 2008) - Up to 36 Months 3.99 3.99 New Auto - 37 to 60 Months 4.99 4.99 New Auto - 61 to 72 Months 6.24 6.24 New Auto - 73 to 84 Months 7.74 7.74 New Boat (2007 & 2008) - Up to 84 months 9.25 9.25 New Motorcycle (2007 & 2008) - Up to 36 Months 7.99 7.99 New Motorcycle - 37 to 48 Months 8.49 8.49 New Motorcycle - 49 to 60 Months 8.99 8.99 Personal Signature Loan - Up to 60 Months > $7500.00 12.00 12.00 Personal Signature Loan - Up to 60 Months <= $7500.00 10.24 10.24 Shares Secured - 37 to 48 Months 4.75 4.75 Shares Secured - 48 to 60 Months 5.00 5.00 Shares Secured - Up to 36 Months 4.50 4.50 Used Auto (2001-2005) - 37 to 60 Months 6.24 6.24 Used Auto (2001-2005) - Up to 36 Months 5.24 5.24 Used Auto (2001-2007) - 61 to 72 Months 7.24 7.24 Used Auto (2006-2008) Up to 60 Months !!SPECIAL!! 4.99 4.99 Used Motorcycle (2002-2007) - Up to 36 Months 8.49 8.49 Used Motorcycle - 37 to 48 Months 8.99 8.99 Used Motorcycle - 49 to 60 Months 9.49 9.49   Credit Cards      Credit Cards Rate APR* ARC Platinum Visa Promo Rate !!!SPECIAL!!! 4.99 4.99 ARC VISA (secured) 100% of value 7.90 7.90 ARC VISA (unsecured) up to $10,000.00 9.99 9.99 Variable Quick Draw Account - (line of credit) up to $10,000.00 8.50 8.50   Mortgage Loans      Mortgage Loans Rate APR* First Mortgage (ARC) 120 to 360 months Contact ARC First Mortgage:(ARC) 120 to 360 months, 95% LTV Contact ARC Home Equity Fixed Rate (10 years) 5.49 Home Equity Line of Credit - 120 months 5.00 Home Equity Line of Credit - 240 months 7.00 Second Mortgage up to 180 mos. Contact ARC Short Term 2nd Mortgage - up to 84 months 7.49 7.49 Short term Second Mortgage up to 120 months Contact ARC   Savings      Savings Rate APY* Base Share Account (Savings) $10,000.00 and above 0.400 0.401 Base Share Account (Savings) $5,000.00 - $9,999.99 0.300 0.300 Base Share Account (Savings) $50.00 - $4,999.99 0.200 0.200 Christmas Clubs 0.200 0.200 Kids Club 2.00 2.018 Money Market Account $2,000.00 - $9,999.00 1.00 1.005 Money Market Account $10,000.00 - $24,999.99 1.25 1.257 Money Market Account $25,000.00 - $49,999.99 2.00 2.018 Money Market Account $50,000.00 and above 2.25 2.273 Traditional Individual Retirement Share Account 1.150 1.156 Vacation Clubs 0.200 0.200   Certificates      Certificates Rate APY* Term Share Certificate of Deposit - 6 Month 2.000 2.018 Share Certificate of Deposit - 12 Month 2.000 2.018 Share Certificate of Deposit - 18 Month 2.250 2.273 Share Certificate of Deposit - 24 Month 2.500 2.529 Share Certificate of Deposit - 36 Month 2.750 2.785 Share Certificate of Deposit - 48 Month 3.000 3.041 Share Certificate of Deposit - 60 Month 3.250 3.298 Traditional IRA Certificate of Deposit - 12 M 4.250 4.333 Traditional IRA Certificate of Deposit - 24 M 4.250 4.333 Traditional IRA Certificate of Deposit - 36 M 4.250 4.333 Traditional IRA Certificate of Deposit - 48 M 4.250 4.333 Traditional IRA Certificate of Deposit - 60 M 4.600 4.698 All information subject to change at any time.   *Annual Percentage Rate (APR) **Annual Percentage Yield (APY)      News  |  Disclaimer  |  Policies & Procedures  |  FAQ's  |  Forms  |  Feedback     Copyright (c) 2007 ARC Federal Credit Union